With over 13 years of leadership at Mastercard and Wirecard, I bridge the gap between commercial payment strategy and technical execution. I specialize in optimizing global payment rails and have delivered €1.25M in annual savings through scheme fee optimization. My technical depth includes high-stakes cybercrime investigations, where I collaborated with authorities to resolve fraud cases totaling $420k. A dedicated mentor, I have designed and conducted strategic payments training for over 600 employees. Recently, I upskilled with a specialization in Application Development (IHK Munich) to further align complex product roadmaps with modern, API-driven software architecture.